Category: World of Work

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  • Samsung opens ChatGPT Enterprise and Codex access after AI restrictions

    Samsung Electronics is expanding employee access to ChatGPT Enterprise and Codex, giving staff wider use of AI tools for technical and non-technical work.

    According to OpenAI, the deployment covers all Samsung Electronics employees in Korea and all Device eXperience employees worldwide. The DX division includes smartphones, consumer electronics, and home appliances.

    Samsung plans to use the tools in software development, marketing, product development, manufacturing, and other business functions. The tools will support tasks such as information search, document drafting, idea development, data interpretation, and code-related work.

    Samsung revisits employee AI use

    The rollout comes three years after Samsung restricted employee use of generative AI tools over data-security concerns. In 2023, the company limited the use of ChatGPT and similar tools after concerns that sensitive internal information had been uploaded to an external AI platform.

    The new deployment gives employees access to ChatGPT Enterprise, which includes controls for data protection, user access, and security management. OpenAI said the enterprise version allows organisations to manage users, apply access controls, and use AI tools within internal security requirements.

    Samsung’s earlier restrictions applied to employee use of ChatGPT and similar generative AI tools. The new rollout gives employees access through an enterprise product with data protection and access controls.

    Samsung has not limited the deployment to a single business unit or technical group. OpenAI said the tools will be used across a broad range of functions, including technical and non-technical teams.

    OpenAI said ChatGPT can support knowledge-based tasks such as searching for information, analysing material, drafting documents, developing ideas, and interpreting data.

    Codex for technical and non-technical work

    Codex will be used for software-related tasks such as writing, reviewing, and debugging code. OpenAI said the tool is also being used for internal tools, websites, software prototypes, and automated workflows.

    OpenAI said Codex can also support non-technical teams in day-to-day work, including by helping employees create internal tools and automated workflows.

    OpenAI said Codex now has more than five million weekly users across technical and non-technical workflows. In Korea, weekly active users of Codex have grown nearly 800% since February 1, 2026, according to the company.

    Harrison Kim, general manager of OpenAI Korea, said the agreement is one of OpenAI’s largest enterprise deployments. He said Samsung is using AI across teams and functions rather than limiting it to specific departments.

    In October 2025, Samsung said it would work with OpenAI as a strategic memory partner for the Stargate AI infrastructure initiative, with OpenAI’s memory demand projected to reach up to 900,000 DRAM wafers per month.

    Samsung SDS also entered a potential partnership with OpenAI to jointly develop AI data centres and provide enterprise AI services. Samsung said the agreement would allow Samsung SDS to provide consulting, deployment, and management services for businesses integrating OpenAI models into internal systems.

    Samsung SDS also signed a reseller partnership to offer OpenAI services in Korea. Under that arrangement, Samsung SDS said it would support Korean companies adopting ChatGPT Enterprise and other OpenAI services.

    Reuters reported that Samsung Electronics and SK Hynix had signed letters of intent to supply memory chips for OpenAI’s Stargate project. The report said the two South Korean chipmakers together account for about 70% of the global DRAM market and nearly 80% of the high-bandwidth memory market.

    High-bandwidth memory supports fast data movement between memory and processors in AI systems. Reuters reported that OpenAI’s chip demand for Stargate may reach 900,000 wafers per month, citing South Korea’s presidential office.

    Samsung said its semiconductor businesses would support OpenAI’s demand with advanced memory solutions. The company also said its affiliates were exploring broader work with OpenAI in areas including data centres, enterprise services, and AI infrastructure.

    AI adoption and productivity

    Deloitte’s 2026 State of AI in the Enterprise report found that 66% of organisations reported productivity or efficiency gains from enterprise AI adoption. The same report found that 53% reported improved insights and decision-making.

    A Bpifrance survey reported by Reuters found that 77% of 534 French mid-sized company heads said their firms used generative AI, but only 17% of those using it reported time savings.

    Samsung has identified use cases across document work, information analysis, coding, product development, marketing, and manufacturing. The deployment gives employees access to ChatGPT Enterprise and Codex for those tasks under a company-wide agreement.

    OpenAI’s Korea partnerships

    OpenAI has also announced other partnerships in Korea. Seoul National University recently began providing ChatGPT Edu to 47,000 students, faculty, and staff.

    OpenAI has also worked with Kakao to bring ChatGPT responses into KakaoTalk group chats. The company said Korean organisations including LG Electronics, LG Uplus, LG CNS, GS E&C, Samsung SDS, TVING, Krafton, Toss, MUSINSA, Korea Zinc, Nexen Tire, and HanaTour are using ChatGPT Enterprise, OpenAI APIs, or Codex.

    (Photo by Zulfugar Karimov)

    See also: Omio scales travel product development using OpenAI models

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  • Anthropic drops ‘workplace AI agents’ directly inside Slack

    Anthropic launched a beta version of its Claude Tag feature for Enterprise and Team tiers, shifting its chat model into shared Slack channels. Moving away from traditional isolated chat boxes, users pull the artificial intelligence model into active group threads by typing @Claude. 

    The integration allows any team member in the channel to delegate a task, review the model’s outputs, and pick up the discussion thread from a previous point. This structural shift follows a US$65 billion Series H funding round that brought Anthropic’s post-money valuation to US$965 billion, positioned above rival OpenAI’s US$852 billion mark. 

    Following a confidential S-1 filing for an initial public offering, market competition for business software placement remains tight. Data from corporate expense platform Ramp’s May 2026 AI Index indicates Anthropic’s enterprise adoption rate reached 34.4%, passing OpenAI’s 32.3% footprint.

    Modifying the channel workstream

    Standard generative software requires enterprise employees to move data between team chats and separate browser instances. Anthropic aims to reduce this back-and-forth movement by restructuring workplace AI agents to work in multiplayer environments.

    “Instead of a private back-and-forth, Claude Tag shows up in the open,” stated Rob Seaman, general manager of Slack, regarding the operational mechanics of the application. This shared visibility alters how context is tracked inside an organisation. Because Claude Tag logs its task status directly inside the communication window, multiple employees can monitor the live execution steps. 

    The system tracks ongoing information from its active channels to build a contextual background. This automated history tracking limits the need for team members to continuously retype foundational company data or project scopes.

    Functional mechanics and asynchronous tasks

    The technical foundation for this channel integration relies on Anthropic’s Opus 4.8 engine. When assigned a request, the model divides the operation into sequential execution phases and utilises connected corporate databases, tools, and code repositories to complete the work.

    The primary operational difference for these workplace AI agents is their capability to function asynchronously without real-time human prompting. If a network administrator activates the tool’s “ambient” configuration, Claude Tag monitors threads and tracks tasks autonomously. The agent checks inactive text threads, signals priority notifications from integrated software extensions, and tracks unresolved assignments across multi-day intervals.

    Cat Wu, head of product for Claude Code, noted that the change centres on user configuration rather than completely new logic. “The form factor of being able to tag it the same way that you would a coworker is really powerful,” Wu told Reuters. Wu explained that connecting her personal Claude Tag agent to her email archive allows the system to analyse incoming communications, categorise urgent entries, and send immediate alerts inside Slack.

    Metrics and administrative controls

    Internal reporting from Anthropic shows that automated code generation has altered engineering activities, with the firm’sinternal product group creating 65% of its code through its private version of Claude Tag.

    Beyond software development, the vendor targets non-technical office workforces. Early customer implementations focus on querying database metrics, parsing analytics data, and processing internal IT support tickets.

    This expansion of background agent operations requires a distinct security infrastructure to protect proprietary information. To restrict data access to approved departments, system administrators must establish scoped Claude identities. All localised memories and tool integrations are confined strictly to specific channels authorised by the IT department. 

    Additionally, management portals offer full tracking logs of user queries alongside specific organisational caps to regulate monthly token costs. 

    The enterprise calculation: Autonomy vs. governance

    Frankly, moving generative tools from individual sandboxes into persistent corporate communication channels presents distinct operational trade-offs. The clear upside is the optimisation of routine knowledge work. By centralising information logs directly inside active threads, companies can lower task friction, capture context across changing project teams, and reduce the time spent on manual codebase tracking or database updates.

    However, delegating cross-app workflows to background agents introduces significant structural risks for IT departments. Permitting automated systems to read chat histories, connect to email accounts, and modify central code repositories expands an organisation’s internal data-exposure risks.

    If access boundaries are misconfigured, sensitive proprietary context could cross into unapproved channels. Furthermore, autonomous asynchronous execution removes direct human verification from intermediate workflow stages, leaving teams vulnerable to systemic errors if the underlying model misinterprets instructions mid-task. 

    Corporate decision-makers must ultimately evaluate whether the productivity gains of channel-based automation outweigh the rigorous auditing, compliance overhead, and channel-by-channel security configurations required to safely govern an always-on agent.

    See also: Anthropic releases Claude Opus 4.8

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  • Omio scales travel product development using OpenAI models

    Omio integrates OpenAI models across its engineering operations to accelerate travel product development and launch booking interfaces.

    The multimodal travel platform coordinates operations with over 3,000 transportation providers across 47 countries. Omio explicitly rejects the superficial addition of technology to outdated internal processes. The company’s CTO, Tomas Vocetka, requires all internal functions to completely redesign their operational execution frameworks from the ground up to operate as a native AI enterprise.

    OpenAI Codex integration

    Vocetka initiated the internal deployment by providing base ChatGPT access to the workforce, establishing a baseline familiarity with generative models before executing the primary technical integration.

    Omio subsequently embedded OpenAI Codex directly into its engineering operations, mandating its application across the entire software development lifecycle. Engineers currently apply Codex to preliminary research, architectural planning, active coding, automated testing, code reviews, and ongoing system maintenance.

    The engineering division constructs custom internal connectors to link proprietary data environments directly with these tools. This setup allows developers to bypass basic information retrieval and proceed directly to active task execution within their integrated development environments.

    Vocetka categorises the initial ChatGPT rollout as a preliminary introduction, emphasising that Codex handles the actual production workload. The deployment execution matured beyond the technical divisions. Management actively expands the use of Codex into non-technical corporate functions across the wider organisation. This expansion ensures standard operational procedures adapt to the new capabilities introduced by the engineering team.

    Internal analysis indicates the technical effort required to build specific products now sits at approximately 20 percent of previous levels. Delivery timelines show corresponding compression. Projects demanding the attention of multiple developers over an entire fiscal quarter now require a single engineer operating for roughly one month.

    Faster cycle times allow the engineering teams to test experimental concepts and validate consumer demand with minimal resource expenditure. Management allocates capital and engineering hours with greater precision, relying on prototyping to eliminate unviable features before committing to full-scale production.

    Lowering the time and cost barrier for software creation enables quicker internal decision-making. The technical teams iterate on existing products at a much higher velocity, pushing updates and new interface elements to the live environment at accelerated pace.

    Conversational commerce built on real-time transport data

    Omio launched one of the earliest conversational travel booking interfaces in 2023 by connecting OpenAI models to its proprietary transportation inventory.

    The system processes natural language queries regarding complex multimodal routes. Travelers input natural language requests asking for the fastest route from Rome to Florence, or comparing flights and trains between Paris and Barcelona.

    Omio aggregates services spanning trains, buses, ferries, and flights. Legacy travel booking required users to navigate multiple websites, manually compare modes of transport, and independently aggregate itineraries across multiple providers. Omio replaces this fractured process with a unified interface capable of parsing consumer intent.

    The generative models analyse text inputs and ping the booking systems to construct viable travel paths. The application functions by grounding the model responses in live pricing and availability data. The architecture prevents the generation of travel options based on static or outdated training data. The resulting output provides consumers with directly bookable itineraries.

    Omio expanded its initial integration into a dedicated ChatGPT experience. This dedicated application directly accesses the global transportation network maintained by the company. By grounding the user interaction in verified data, the technical team ensures high-fidelity responses. Consumers receive highly-personalised journey options rather than generic travel advice.

    Omio defines this structural setup as a new category of conversational commerce. The AI operates as the primary interface layer mediating the interaction between the consumer and the underlying global transportation network. The company views this as a broader departure from legacy search-based interfaces toward native generative customer experiences.

    The deployment points to a future where travel planning relies entirely on interacting with intelligent systems connected directly to live transportation networks.

    Omio’s corporate policy explicitly mandates that human personnel retain full accountability for all deployed code and final business outcomes. Generative tools function strictly as acceleration engines for development, analysis, and decision-making.

    “The responsibility and accountability stay with people. AI helps us develop faster, analyse faster, and make decisions faster, but people stay in charge,” explains Vocetka.

    This governance structure prevents automated systems from independently executing irreversible changes to the booking infrastructure or the core multimodal routing algorithms. The combination of broad employee access to OpenAI tools and rigorous oversight models creates an environment prioritising both speed and systemic stability.

    See also: Mitigating vendor lock-in with Sakana AI Fugu multi-agent models

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  • Mitigating vendor lock-in with Sakana AI Fugu multi-agent models

    Sakana AI launched Fugu to orchestrate multi-agent operations and mitigate single-vendor dependency risks in enterprise deployments.

    Enterprises face operational vulnerabilities when relying entirely on monolithic AI APIs. Japanese AI firm Sakana AI designed Fugu as a response to these concentration risks by creating an orchestration language model that calls upon a pool of varied models to complete multi-step tasks.

    Users access this ecosystem through a single OpenAI-compatible endpoint. Fugu routes queries internally, deciding whether to resolve a prompt directly or to assemble a coordinated team of expert models for deeper analysis. The system handles model selection, delegation, verification, and synthesis internally. Engineering teams interact with what appears to be one model while a background system of specialists executes the actual computation.

    Sakana AI targets the geopolitical and regulatory risks associated with AI sourcing. Recent export controls affecting Anthropic models like Fable and Mythos demonstrated that access to specific foundational architectures can vanish based on foreign policy decisions.

    Fugu functions as a hedge against these sudden supply chain disruptions. The platform relies on a completely swappable agent pool. Fugu dynamically routes traffic around any restricted or degraded provider to maintain service continuity. Sakana AI states this capability provides the resilient architecture required for AI sovereignty.

    Fugu deployment tiers

    Two tiers are available to accommodate different operational latency requirements.

    The standard Fugu model prioritises low latency for daily tasks, integrating into standard developer tools like Codex for live coding and code review. Organisations subject to strict data governance or privacy mandates can manually opt specific underlying models out of the standard Fugu routing pool.

    Fugu Ultra targets complex, multi-step analytical problems that demand maximum accuracy. The Ultra variant coordinates a deeper pool of expert agents for intensive tasks such as academic paper reproduction, literature investigations, and patent analysis.

    Sakana AI reports that Fugu Ultra performs competitively against leading closed models like Fable 5 and Mythos Preview across scientific, engineering, and reasoning benchmarks:

    Benchmarks of Sakana AI Fugu standard and Ultra compared to rival frontier models.

    The orchestration method ensures companies can access top-tier computing capabilities without carrying the vendor concentration risk or export control exposure inherent to those closed models.

    Implementation in cybersecurity

    Almost 500 early users tested the system during an extended beta program focused on lengthy, multi-step computational workflows. With cybersecurity such a focus for models like Claude Mythos, engineering teams deployed Fugu Ultra to automate complete security assessment cycles.

    Human operators issued one scoped instruction, and the orchestration engine executed the entire reconnaissance phase. The model successfully conducted cross-site scripting and SQL injection checks alongside thorough authentication reviews.

    A participating cybersecurity engineer confirmed the model stayed strictly within its operational parameters and avoided initiating destructive actions against the target infrastructure. Fugu concluded the automated engagement by generating a clean vulnerability report complete with verifying evidence and exact retest steps for human remediation teams.

    The implementation demonstrated that multi-agent routing maintains strict compliance boundaries while executing complex penetration testing sequences.

    Software development teams also integrated Fugu Ultra into their primary code review pipelines to compare defect detection rates against established monolithic tools. The orchestration engine consistently outperformed baseline models in identifying logic flaws and security vulnerabilities within complex enterprise codebases.

    “For code review, Fugu Ultra is significantly better than GPT-5.5. It gives comprehensive answers and finds the bugs others miss,” reported a software engineer involved in the beta deployment. “Where other tools flag about three issues, Fugu surfaced more than twenty. It’s become the model I run all my reviews through.”

    Automated research and persona stability

    Data science units deployed the system in an almost fully-automated research mode. Fugu Ultra successfully explored mathematical hypotheses, executed experimental code runs, interpreted failure states, and revised its own approaches to sustain progress over extended periods with minimal human intervention. This capability directly addresses the operational limitations of single-call models that require constant human prompting to recover from logic errors.

    Leadership at an unnamed enterprise platform company identified long-term persona stability as a primary advantage during these extended sessions. Conventional monolithic architectures often suffer from context degradation and identity drift when processing extensive conversational histories.

    “Raw output quality is on par with top frontier models, but Fugu showed unusually strong persona stability across long sessions, holding its identity where other models drift,” the executive stated. “For agent products, that may matter more than raw benchmark scores.”

    Extended benchmark validation

    Sakana AI built the internal routing logic upon extensive research into learned model orchestration. The technical foundation for the product stems from findings published in the company’s ICLR 2026 papers, specifically the Trinity and Conductor frameworks.

    These academic foundations allow Fugu to process requests by understanding precisely when a task requires delegation versus direct resolution. The internal language model dictates communication protocols between the individual agents and structures the final synthesis of their separate computational outputs.

    Validation testing against frontier AI competitors covered complex, open-ended disciplines ranging from financial time series prediction to mechanical design. Fugu also demonstrated high proficiency in niche physical logic tests and visual interpretation tasks, including solving the Rubik’s Cube and performing Japanese handwriting analysis. The capacity to excel in both quantitative financial modelling and qualitative image processing confirms the efficacy of the multi-agent orchestration approach.

    Sakana AI designed the system to scale organically as the broader AI hardware and software market matures. Because the product relies entirely on learned orchestration logic rather than fixed operational rulesets, it automatically benefits from third-party innovations. Sakana AI plans to continuously expand the available pool of expert agents.

    The engineering team will fold newly-released open-source tools and proprietary Sakana AI models into the routing pool as they become available. Both the standard Fugu and Fugu Ultra models are available to enterprise clients today.

    See also: SAP and Google Cloud deploy agentic commerce architecture

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  • Computer vision deployments drive retail productivity gains

    Computer vision deployments are driving retail productivity gains as operators automate physical shelf tracking to protect eroding margins.

    This hardware deployment directly addresses the persistent in-store execution failures currently costing the industry billions. A study authored by Coresight Research – in partnership with technology providers Simbe and RELEX Solutions – calculates the exact cost of these operational shortfalls.

    Inefficiencies consume 6.4 percent of gross sales across the sector. Hardware, mass merchandise, and grocery categories will surrender $196.4 billion to these operational failures in 2026. The monetary value of these losses is jumping 21 percent over the previous year. This deficit vastly outpaces the three percent projected sales growth for the entire sector.

    Nine in ten retailers report active difficulties managing their shop floors. Empty shelves and inaccurate pricing structures directly suppress operating margins. Margin erosion exceeds five percent for 89 percent of operating businesses.

    Full-scale deployments of store intelligence platforms operate across 60 percent of enterprise footprints. This adoption rate represents an 18-percentage-point jump year-over-year.

    Experimental pilot programmes account for a mere 18 percent of current market activity. The adoption curve skews heavily toward top-tier enterprises. 73 percent of retail companies generating over $5 billion in annual revenue maintain fully scaled deployments.

    Mid-market operators lag behind, with only 42 percent of sub-$1 billion companies achieving similar deployment maturity. Treating physical stores as separate entities from digital channels degrades customer lifetime value. Capital expenditure directly targets out-of-stock tracking, automated pricing, planogram verification, and assortment planning.

    Production deployments in hardware and grocery

    BJ’s Wholesale Club provides a documented case study of applied shelf digitisation. The operator deployed Simbe robotics platforms to monitor inventory and price accuracy across its locations.

    Management used this hardware foundation to generate digital twins of individual warehouse clubs. This application established real-time visibility systems previously absent from their physical operations.

    BJ’s applied these digital models to route planning for online orders and curbside fulfillment. The engineering team recorded a 40 percent year-over-year improvement in picking efficiency through this data application. CEO Bob Eddy reported the technology enabled the company to elevate quality standards within fresh merchandise categories.

    Grocery operator Albertsons applies AI to automate complex retail operations. The grocer targets $1.5 billion in productivity gains spanning three fiscal years. CEO Susan Morris explained: “We will be equipping our merchants with AI-driven insights and automated execution to optimise pricing, promotions, and assortment decisions, transforming category management and driving margin improvement.

    “Our vision is the future where intelligent automation guides these decisions, freeing our people to focus on strategy and innovation.”

    Flaws in deployment sequencing

    Many organisations prioritise the installation of pricing software while ignoring foundational sensor infrastructure. 43 percent of surveyed technology leaders direct their capital toward pricing optimisation software.

    Supplier collaboration platforms rank second in priority, attracting investment from 36 percent of operators. Only 33 percent of these organisations invest in the shelf digitisation hardware required to feed accurate data into those pricing models.

    This hardware includes the sensors and cameras needed to verify physical stock availability. Store intelligence deployments require strict sequencing to function properly. Retailers must first digitise the shelf, deploy data analytics, install inventory tracking software, and finally execute pricing automation.

    This inversion of the technology stack creates downstream data failures. Markdown algorithms process outdated inventory counts when physical tracking sensors are absent. Mispricing rates hit 13 percent in 2026, marking a four-point increase since 2024.

    Pricing and promotional execution dominates the priority list, presenting an active difficulty for 92 percent of operators. Kim Anderson, VP of Store Operations at Schnucks Markets, states that shelf data must precede all other implementations. Without accurate physical inventory monitoring, downstream applications fail to meet their performance targets.

    Out-of-stock events remain severely disruptive, with 52 percent of operators ranking inventory availability as highly demanding. Operators attempt to fix multiple problems simultaneously, with 40 percent directing capital toward three or more operational inefficiencies at once.

    Labour reallocation and efficiency metrics

    Lowe’s demonstrates the financial impact of automating the associate workflow through its ‘Perpetual Productivity Improvement’ initiative. Executive VP of Stores Joseph McFarland directed the deployment of workforce management tools and inventory solutions to eliminate redundant associate tasks.

    The engineering rollout saved 80 non-productive labour hours per store on a weekly basis. Lowe’s advanced the initiative by deploying full shelf replenishment technologies powered by AI to track stock depletion in real-time.

    Management distributed financial bonuses to the workforce based on documented productivity enhancements. The company issued $5,000 to associate store managers and varied payouts to hourly staff.

    Broad industry data validates the performance metrics recorded by Lowe’s. The deployment of intelligence applications drives a 14 percent average reduction in time spent on manual store tasks. 86 percent of organisations record defined decreases in manual assignment hours.

    Retailers report distinct performance disparities based on total revenue. 56 percent of operators generating over $5 billion report advanced reductions in task completion times, compared to only 36 percent of mid-market companies.

    Organisations cite operational efficiency as their primary investment objective, followed closely by the unification of store data. Retailers expect these tools to generate new capital, with 40 percent of leaders seeking to establish alternative revenue streams like retail media networks.

    Securing market competitiveness

    Store intelligence technologies function as an interconnected ecosystem rather than standalone fixes for isolated problems. Deploying these systems without a coherent sequencing plan forces operators to build upon an unstable foundation.

    Establishing real-time, shelf-level visibility proves strictly necessary before attempting to scale downstream software. Pricing automation, supplier collaboration platforms, and inventory forecasting applications require verified physical data to generate accurate outputs.

    Customer behaviour responds directly to correct operational upgrades. Proper deployments increase customer lifetime value by 11 percent across the sector, while conversion rates improve for 50 percent of the operators executing physical automation frameworks.

    48 percent of companies record increased enrollment in their loyalty programmes following system integration. Accurate pricing and consistent stock availability elevate online review metrics for 47 percent of surveyed operators.

    Retailers compounding value through integrated, properly sequenced hardware and software capabilities possess a distinct market advantage over competitors accumulating disconnected applications.

    See also: HSBC expands AI banking partnership with Google Cloud

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  • HSBC expands AI banking partnership with Google Cloud

    HSBC has entered a multi-year partnership with Google Cloud to develop and deploy artificial intelligence tools across its global operations.

    Announced at Google Cloud Summit London 2026, the agreement covers work in wealth management, financial crime risk management, and internal decision support. HSBC will work with Google Cloud and Google DeepMind engineering teams on AI tools and programmes using Gemini models and the Gemini Enterprise Agent Platform.

    AI rollout across HSBC

    HSBC expects the partnership to support more than 200 AI use cases over the next two years. Selected initiatives could each return more than US$100 million through direct revenue gains or efficiency improvements, according to the bank.

    HSBC had existing AI deployments before the Google Cloud agreement. In its 2025 Strategic Report, the bank said it had more than 100 active generative AI use cases and was increasing AI partnerships.

    HSBC says it has more than 600 AI use cases across the group. These include fraud detection, cyber security, transaction monitoring, customer service, and risk assessment. More than 600 HSBC applications already run on Google Cloud.

    A 2026 Cambridge Centre for Alternative Finance report found that 71% of surveyed industry respondents were adopting generative AI, while 52% were adopting agentic AI.

    Existing AI work

    HSBC announced a separate multi-year partnership with Mistral AI in December 2025. The agreement gives the bank access to Mistral AI’s commercial models. HSBC said the models would support internal tools, financial analysis, multilingual reasoning, translation, and prototyping.

    HSBC has listed other generative AI uses in credit analysis, customer support, document analysis, and text assistance. CIO Dive reported in February that 85% of HSBC employees had access to generative AI tools.

    The report also said the bank was assessing the technology across 50 processes, including fraud detection and credit applications.

    Financial crime detection

    The Google Cloud agreement follows earlier AI work between HSBC and Google in financial crime detection. HSBC has previously said it partnered with Google to co-develop Dynamic Risk Assessment, an AI system used to check for financial crime.

    HSBC said the system was piloted in 2021 and found two to four times more financial crime than previous methods. Google Cloud has said HSBC screens more than 1.2 billion transactions each month for signs of financial crime.

    Under the new partnership, HSBC will use generative AI and agentic AI in financial crime risk management. The bank expects the tools to help it intervene twice as fast when risk is detected across the nearly one billion transactions it monitors each month.

    Wealth and staff tools

    In wealth management, HSBC plans to combine AI-generated insights with the work of relationship managers. The bank said the tools are intended to support financial advice and client service.

    HSBC said it will expand an AI-powered decision assistant already used by thousands of employees. The tool has reduced administrative work and client meeting preparation from hours to minutes, according to the bank.

    HSBC has applied generative AI in software development. More than 20,000 developers are using coding assistants, with a 15% efficiency gain in time spent coding, according to the bank.

    HSBC plans to use AI to organise regulatory procedures into a structured format. The bank said this would provide employees with options and analysis for decision-making while keeping human judgement involved.

    AI leadership

    In March, HSBC announced that David Rice would become its first Chief AI Officer, effective 1 April. HSBC said the role was created to oversee AI adoption across the group.

    Georges Elhedery, Group CEO of HSBC, said the bank is using AI to create more personalised customer experiences while retaining human judgement and accountability.

    Thomas Kurian, CEO of Google Cloud, said the partnership would support HSBC’s AI work through Gemini, the Gemini Enterprise Agent Platform, and Google DeepMind’s research expertise.

    See also: Visa ChatGPT integration enables AI agent retail purchasing

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  • Google Cloud generative AI automates council planning operations

    Government ministries are deploying Google Cloud generative AI across municipal agencies to automate council planning operations.

    Public sector administration handles vast volumes of unstructured data that delay infrastructure development. The UK central government established a target to construct 1.5 million new homes by 2029. Local planning authorities encounter administrative backlogs caused by dense paperwork, delaying these development timelines.

    To address these constraints, the Ministry of Housing, Communities and Local Government (MHCLG) and the Department for Science, Innovation and Technology (DSIT) expanded two machine learning tools designed to accelerate municipal processing. Speaking at the Google Cloud Summit London, officials confirmed the nationwide deployment of the ‘Extract’ application and the progression of the ‘Augmented Planning Decisions’ (APD) prototype.

    Lila Ibrahim, Chief AI Readiness Officer at Google DeepMind, said: “The UK has an opportunity to build the homes our communities need, but local councils face a mountain of paperwork. That’s why we’re co-creating a sophisticated planning tool directly with councils to solve real-world bottlenecks.

    “This will help significantly cut decision times, freeing up planners to focus on the future to get Britain building faster.”

    Householder applications – which include routine domestic modifications such as loft conversions or property extensions – account for nearly 70 percent of all planning applications submitted annually. Evaluating these standard submissions manually requires planning officers to spend hours cross-referencing regional policy documents, historical archives, and unstructured PDF files.

    Such a repetitive evaluation process consumes administrative hours that would otherwise support major infrastructure and commercial developments. The deployment of automation targets this administrative distribution, aiming to reduce application decision timelines by 50 percent.

    Core capabilities of the Google Cloud generative AI tools

    Engineers at MHCLG and the government’s applied AI team, the Incubator for AI (i.AI), built the Extract tool internally using Gemini foundation models. Following trials across more than 20 local planning authorities, administrators expanded the application to every council in England.

    Extract parses unstructured data locked within legacy PDF records, converting hundreds of pages of historical planning documentation into structured digital datasets within minutes. Operational data from the trial phases indicates that the tool will eliminate roughly 255 hours of manual data entry per council annually. This reduction allows local authorities to reallocate personnel to complex evaluation tasks.

    Integrating large language models into public sector workflows requires enterprise-grade security environments. Local authorities process sensitive civic records, requiring strict risk management protocols to prevent data exposure.

    The government hosted the Gemini models on Google Cloud to establish a protected operating environment where data sovereignty is maintained. The cloud environment features active security controls to block malicious inputs, including prompt injection attacks. This technical framework ensures that sensitive municipal data remains secure during both testing and production computing cycles.

    The APD system, meanwhile, acts as an analytical assistant for municipal planning officers by automating four primary administrative tasks:

    1. The system consolidates incoming documentation by pre-processing data backlogs, flagging missing information gaps, and extracting core geographical site data onto a unified user interface for officer review.
    2. The software identifies relevant national and local zoning laws, assesses compliance margins, and appends precise policy citations for manual verification.
    3. The application parses public consultation letters, summarising stakeholder objections or historical legal precedents.
    4. The model generates initial drafts of final evaluation reports, including the technical rationale and recommended approval conditions.

    Protocols dictate that human planning officers retain final decision-making authority over every application. The software does not automate final approvals or rejections independently. Staff members review every line of text generated by the machine learning models, modifying the analytical reasoning before validating the report.

    To maintain regulatory accountability, the APD prototype records its internal processing steps sequentially. This mechanism establishes an auditable chain of thought, creating a verification trail for every processed application to support the officer’s final determination.

    Local council planning trials and scaling timelines

    The development of the APD prototype relies on a collaborative framework linking public sector administrators with engineering teams from Google Cloud, Google DeepMind, and Faculty.

    The alpha version undergoes live testing within three local authorities: the London Borough of Barnet, Dorset Council, and the London Borough of Camden. Testing across these distinct regional jurisdictions provides developers with varied municipal datasets to test the software against diverse local policies. 

    Central planners intend to complete the alpha phase and deploy the APD tool to all 300-plus English local authorities by 2027. Google Cloud provides the elastic computing infrastructure required to manage the thousands of concurrent inferencing queries generated during daily operations.

    Paul Maltby, Director of Public Services at Faculty, commented: “The English planning system is clogged up. Planning officers are forced to spend half their time reviewing applications to convert an attic, putting those for housing estates and warehouses on hold.

    “Built with planning officers, our AI system will take the drudgery out of reviewing simple planning applications so they can make quick decisions. It will let planning officers focus on the major developments that matter, and crucially, let families improve their homes without months of delay and uncertainty.”

    Naisha Polaine, Executive Director for Growth at Barnet Council, added: “The tool’s ability to collect relevant information, undertake a provisional assessment, and draft the foundations of a report has the potential to save significant officer time spent working on the administration of planning applications and direct this to speeding up the decision-making process for residents. In turn, this will contribute significantly to delivering our house building growth targets in the borough.”

    The coordination between MHCLG, i.AI, Google DeepMind, and Faculty establishes a structured division of labour for enterprise software engineering. Public ministries define the policy guidelines and statutory boundaries, while external technical partners engineer and deploy the underlying model architectures.

    The successful integration of these systems demonstrates the feasibility of hosting advanced language models within a secured public cloud infrastructure to process core administrative workloads and modernise public service delivery.

    See also: EU publishes its AI content labelling playbook ahead of the AI Act’s August deadline

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  • Insurers pivot AI strategy toward core risk underwriting

    AI investments by insurers are now expected to generate tangible business value beyond mere efficiency.

    According to findings in the 2026 Evident AI Index, insurers are now embedding AI technologies into workflows that directly influence underwriting discipline and capital allocation.

    Christian Preece, Insurance Director at Evident, says: “For years, insurers have competed on AI ambition, but now the focus is shifting from what insurers are building to the value they’re creating. In itself, it’s a sign of AI maturity to have the internal capability to measure these figures and be confident enough to disclose them.

    “As the first industry leaders disclose hard return on investment data, they’re providing the kind of evidence that shareholders and boards have been looking for in light of increasing concerns around the costs of AI, and we can expect to see more insurers going public in the coming year.”

    While the broader insurance workforce experienced a contraction of 2.2 percent over the past year, the AI-specialist headcount expanded by 32 percent across the 30 insurers tracked in the report. This personnel shift highlights a transition from building data foundations to the integration and optimisation of business-specific AI use cases.

    Data engineering remains a component of this investment, yet its relative share of the talent stack is declining as roles focused on AI development and software implementation gain priority. AI specialists now represent one in every 50 employees at insurers included in the Index.

    Executive structures are also adapting to these requirements. Nearly 40 percent of the insurers indexed now designate a senior leader with explicit responsibility for AI. Most of these appointments occurred within the last 12 months, creating a new level of executive oversight for AI-driven growth.

    This governance is vital as firms shift from isolated point solutions toward agentic AI systems that coordinate actions across multiple stages of the policy administration and claims lifecycle. Notably, the adoption of agentic AI has surged, with one in four newly disclosed use cases now showing evidence of agentic orchestration, compared to one in twenty only six months prior.

    Zurich sets an example

    Zurich serves as an example of this transition, rising from 12th position to 4th in the global rankings by emphasising a shared platform model over decentralised experimentation.

    The insurance giant deployed ZurichIQ, a modular generative AI platform integrated into underwriting, claims, legal, and service operations. This architecture provides a unified environment for various functional tools, such as PolicyIQ for contract comparisons and GuidelinelQ for enforcing underwriting standards.

    Hurdles in such deployments typically involve maintaining oversight across diverse business lines. Zurich manages these risks through a dedicated committee that governs AI investment and model risk management. The platform approach allows the insurer to push AI capabilities into daily production while maintaining a consistent governance framework, which is reinforced by internal training programs like the £1.3m AI apprenticeship initiative.

    Ericson Chan, Group Chief Information & Digital Officer at Zurich, said: “Being recognised as the biggest AI growth insurer in the Evident AI Index is not simply a reflection of technology adoption; it signals a broader transformation from use cases to enterprise-wide execution and change.

    “This recognition reinforces our conviction in our AI360 strategy, embedding intelligence into workflows, decisions, and customer outcomes across the value chain. AI is no longer a technology initiative. It is becoming Zurich’s operating system.”

    Focus on risk selection and ROI

    With claims typically accounting for 60 to 80 percent of premium income, even minor improvements in fraud detection and risk selection produce a disproportionate financial impact compared to general administrative cost reduction.

    Insurers are now directing venture capital and internal innovation efforts toward data sources that enable more dynamic analysis of climate volatility and cyber threats. A critical marker of this maturity is the ability to quantify and disclose financial returns.

    Manulife, Generali, and Intact Financial have led this effort, publicly reporting AI-driven value. Projections indicate these three firms will generate over $1 billion in AI-driven value by the end of their respective reporting periods. This transparency provides the hard data shareholders demand regarding the costs of AI deployment, effectively mandating more rigorous performance measurement across the sector.

    Success in the next phase of industry adoption depends on the ability to translate these technical investments into better underwriting results. Market leaders Allianz (which now holds the largest AI talent pool in the industry and has registered 900 AI use cases worldwide) and AXA maintain top positions by demonstrating sustained investment across innovation, talent, and transparency pillars.

    Barbara Karuth-Zelle, Member of the Board of Management and Group COO at Allianz, commented: “AI didn’t change our ambition. It accelerates how we deliver on it at scale.

    “Behind this ranking are thousands of moments: a claim processed faster, a customer experience reimagined, a partner better connected, a colleague freed up for what truly matters. And we are determined to keep going—an inspiring, transformative journey.”

    See also: Accenture: Consumers show growing trust in AI shopping agents

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  • Visa ChatGPT integration enables AI agent retail purchasing

    Visa has linked its payment infrastructure to ChatGPT, enabling AI agents to recommend retail products and execute financial transactions.

    The deployment removes human intervention from the final stages of the retail funnel. Autonomous agents will now process user prompts, evaluate merchant catalogues, and complete the checkout process using Visa’s payment rails at any supporting merchant.

    Previous retail AI integrations restricted automated purchasing to single-vendor environments. Retailers built proprietary chatbots confined entirely to their own inventory. Visa’s integration bypasses closed-loop architecture.

    The payment giant connects the open-web reasoning capabilities of a large language model directly to a universal transaction network. Users simply command the agent to procure an item, and the model handles the vendor selection, product comparison, and financial settlement.

    Enterprises should be aware that commercial transactions will increasingly execute without a human buyer ever seeing a retailer’s website, digital advertisement, or promotional email.

    Restructuring retail data for AI agent buyers

    Marketing departments design campaigns around human psychology, emotional triggers, and visual merchandising. AI agents operate on pure data evaluation.

    When ChatGPT receives a mandate to purchase a specific product type, it parses technical specifications, aggregated sentiment scores, and pricing structures. Display ads and user interface optimisations hold zero weight in the model’s selection criteria.

    Retailers will need to expose machine-readable inventory data. Search engine optimisation transitions into language model optimisation. The algorithms driving ChatGPT rely on structured data feeds, clear API documentation, and explicitly-formatted product attributes to evaluate whether an item meets the user’s parameters. Merchants failing to maintain high-quality, structured metadata will find their products invisible to the autonomous agent.

    Personalisation occurs entirely on the user’s device or within the user’s secure LLM profile. The AI retains the consumer’s past preferences, sizing requirements, budget constraints, and brand affinities. Instead of the retailer attempting to guess the consumer’s needs through tracking cookies and site behaviour, the agent arrives at the digital storefront with a highly-specific procurement mandate.

    Completing a transaction without human intervention requires a secure, automated handshake between the reasoning engine and the payment gateway. Visa provides the financial layer necessary to establish trust in an inherently untrusted agentic environment. Traditional checkout flows require manual data entry, CAPTCHA verification, and two-factor authentication loops. These mechanisms block autonomous agents.

    Visa implements programmatic tokenisation to solve the authentication problem. The user pre-authorises the ChatGPT environment with specific spending parameters. When the LLM decides on a purchase, it generates a single-use payment token through the Visa network. The agent transmits this token via API to the merchant’s backend systems. The transaction settles exactly like a standard digital wallet payment, bypassing the visual user interface completely.

    A digital storefront requiring multi-page navigation or mandatory account creation introduces failure points for the agent. Enterprises actively deploying headless commerce architectures possess an advantage. They can process the agent’s payload, confirm stock levels, and execute the payment token in milliseconds.

    Enterprises track bounce rates, session durations, and cart abandonment to understand consumer behaviour. An AI agent does not browse—it queries an endpoint, extracts the necessary data, and either executes the payment or terminates the connection.

    Retailers must develop new telemetry to measure agent interactions. Tracking the frequency of API queries from known LLM IP addresses replaces tracking unique human visitors. Understanding why an agent selected a competitor’s product will require analysing the structural differences in product data feeds rather than running A/B tests on website layouts.

    Customer retention strategies also need adjustment. An autonomous agent evaluates the market fresh with every prompt unless explicitly instructed by the user to reorder a specific brand. Loyalty programmes must be engineered into the payment token or the user’s LLM profile. If the AI cannot automatically apply a loyalty discount during its background calculation, the merchant loses the pricing advantage intended to secure the repeat purchase.

    Managing and securing the agentic AI supply chain

    Prompt injection attacks could theoretically manipulate an agent into purchasing from malicious vendors or authorising inflated transactions. Visa’s network acts as the final validation layer, applying fraud detection models to the incoming token requests.

    Businesses face the secondary challenge of managing automated returns and customer service queries initiated by the AI. If the delivered product fails to meet the parameters defined in the original prompt, the user can instruct the agent to reverse the transaction.

    In this scenario, the AI will autonomously navigate the merchant’s return policy, initiate the refund request, and generate the necessary shipping labels. Retail customer service operations must deploy their own automated systems capable of negotiating directly with the consumer’s agent.

    Visa’s ChatGPT integration confirms the enterprise transition from human-operated software interfaces to autonomous digital proxies. The customer is no longer necessarily a human navigating a web browser, but an algorithm executing a script.

    See also: Aviva deploys AI to stop £230M in sophisticated insurance fraud

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  • Aviva deploys AI to stop £230M in sophisticated insurance fraud

    Aviva has uncovered a record £230 million in insurance fraud claims and is using AI tools to counter the growing problem.

    The battleground has changed, and the culprits are also coming armed with a new generation of tools. We’re now in an environment where AI is being used not just to defend against fraud, but to perpetrate it.

    The insurance industry has long dealt with opportunistic dishonesty. A bumped car suddenly needs four new doors, or a minor slip becomes a life-altering injury. However, according to Aviva’s data, the nature of the deception is getting deeper, more sophisticated, and harder for the human eye to catch.

    Aviva is fighting fire with fire, deploying its own AI to uncover these elaborate schemes.

    Countering the AI-powered insurance fraud factories

    Aviva reports that scammers are now using AI to generate convincing fakes of car accident scenes. These aren’t clumsy photoshop jobs; they’re detailed, plausible images that can easily fool a claims handler working through a heavy caseload.

    The same generative AI tools are being used to create fake documents, from invoices for repairs that were never done, to medical reports that have no basis in fact. Fraudsters don’t need access to a network of corrupt garages or medical professionals to back up their story. They just need a subscription to an AI service and a bit of imagination. The AI handles the rest, producing official-looking documents that can pass a cursory inspection.

    An individual or small group can now generate the supporting evidence for dozens of high-value claims without ever leaving their desk. How do you validate reality when reality itself can be so easily and cheaply faked?

    Aviva’s response has been to build an AI-powered defence system that can operate at the same scale and speed as the threat. While the company is understandably tight-lipped about the exact architecture, you can piece together what a system like this needs to do.

    At its core, the AI detective carries out pattern recognition at scale. The AI sifts through millions of data points from current and past claims, learning what a legitimate claim looks like—and, more importantly, what it doesn’t.

    When a new claim comes in, the system is cross-referencing everything. Does the damage in the photo match the physics of the described accident? Do the timestamps on the documents make sense? Has this vehicle registration number appeared in other suspicious claims? Are the repair costs quoted on the invoice out of line with the thousands of other similar repairs in the database? It’s a level of forensic analysis that would be impossible to perform manually on every one of the thousands of claims filed each day.

    From organised crime to exaggerated claims

    It’s important to note that this isn’t all about organised criminal gangs. A portion of that £230 million figure comes from what the industry calls “claims inflation.”

    Claims inflation is the more common fraud where policyholders or service providers pad the bill. For instance, a garage might add unnecessary repairs to a quote, or an individual might exaggerate the value of items stolen in a burglary.

    Here, too, AI is proving to be a heavy-duty tool. By analysing vast datasets of repair costs and market values, the system can instantly flag when a quoted price is an outlier. It can compare the cost of a replacement part from one garage against the average from hundreds of others in the same region for the same make and model.

    The goal of Aviva’s AI isn’t to outright deny claims, it’s an augmentation tool for their human investigators. The AI acts as a filter, sifting through the noise to surface the most likely instances of fraud. This human-in-the-loop approach is essential for ensuring fairness and preventing the system from becoming a black box that makes decisions without oversight.

    What Aviva is doing provides a potential route for any customer-facing enterprise in the age of generative AI. The same technology that creates these threats is also the most effective way to combat them.

    As it becomes easier to fake everything from identities to invoices, the only viable defence is an intelligent system that can learn, adapt, and spot deception at a scale that humans alone can’t match.

    See also: Weis Markets adds Instacart AI-powered shopping carts to stores

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